Find out more about cookies. We update our fund prices each working day. Choose one of the following options to see the current fund prices available in that category. For most funds, you can also view or download factsheets, including past performance, by selecting the fund information icon. Fund prices for all Scottish Widows pension fund series and existing customers invested in Halifax pension products.

These life funds are available to existing customers who are already invested in either a Scottish Widows life product or a Halifax life product. These OEIC and ISA funds are available to existing customers who already hold shares in the funds listed, including Halifax OEIC and ISA customers.

For information on Clerical Medical funds and prices please visit the Clerical Medical website. JP Morgan GBP Index — Information has been obtained from sources believed to be reliable but J. Morgan does not warrant its completeness or accuracy. The Index is used with permission. The Index may not be copied, used, or distributed without J. Check Total Annual Fund Charges for the Scottish Widows Pension Funds and Life Funds.

For our OEIC and ISA fund charges, please refer to the relevant Key Investor Information Document KIID. Monthly Investment Update pdf 1.

We have changed the way the Scottish Widows Consensus Fund is managed. This change affects its fund aim, but there is no change to the risk profile of the fund, and customers do not need to take any action. The asset allocation of the Scottish Widows Consensus funds was previously directed by the CAPS Pooled Pension Survey, which was provided by BNY Mellon. BNY Mellon has stopped providing this survey. As a result, the Scottish Widows Consensus fund will now be managed using a composite benchmark made up of Equity, Bonds, Property and Commodities.

We are writing to all customers invested in this fund to explain the situation. However, if any customers feel this fund no longer meets their investment needs, they can switch out of the fund for no charge. The fund aims to achieve long-term growth by investing in a balanced portfolio of UK and overseas shares, fixed-interest stocks, index-linked stocks and cash deposits.

Investment in these assets is made through a range of index-tracking funds, or where appropriate, through direct investment, again on an index-tracking basis.

The percentage of the fund invested in each asset class will be based on the average amount invested in each class in accordance with a benchmark of UK balanced funds. The fund aims to achieve long-term growth by investing in a balanced portfolio of UK and overseas shares, fixed-interest stocks, index-linked stocks, property, commodities and cash deposits.

Scottish Widows is committed to maintaining a broad range of high quality, innovative and cost-effective investment solutions for our customers. From 14th November we have introduced 21 new funds to our Scottish Widows fund ranges for most of our pension and life products to give our customers more choice. We are adding exciting new options from leading fund managers after thoroughly researching the market.

These include more multi-asset and absolute return funds, which have become increasingly popular with customers, and also some relatively new types of funds which invest in innovative ways.

In addition, we are adding award-winning funds from more traditional sectors, run by some of the most respected managers in the industry. These new funds have been chosen following a detailed review of the market by our experienced Fund Manager Assessment team. These fund launches are therefore part of our long term commitment to provide what we see as the very best investment solutions for our customers.

Alternatively you can obtain more information from a financial adviser. The value of your investment and any income from it is not guaranteed and can go down as well as up. You may not get back the original amount you invested. Following the EU Referendum outcome there was uncertainty surrounding the property market, and this has had implications for funds which invest in property. Some funds were temporarily suspended, and a number were re-valued to more accurately reflect the reduced values of their property holdings known as a 'fair value adjustment' or FVA.

The updated position on funds in our range is as follows:. Henderson have announced that they are planning to lift the suspension on their underlying fund on 14 October In that event, we intend to lift the suspensions on the SW Henderson UK Property life and pensions funds on the same date.

For more details, please read our full announcements on the Scottish Widows EU Referendum property page. On 15 August we changed a number of our Scottish Widows and Clerical Medical life and pension fund names. This was because some of our Investment Partners have changed the names of funds which we link to through the Scottish Widows and Clerical Medical life and pension fund ranges. The underlying fund, the Schroder Global Property Securities Fund, has been renamed as the Schroder Global Real Estate Securities Fund.

The underlying fund, the Fidelity South East Asia Fund, has been renamed as the Fidelity Asia Fund. The underlying fund, the Invesco Perpetual UK Aggressive Fund, has been renamed as the Invesco Perpetual UK Focus Fund. Customers do not need to do anything, but please note that when searching for up to date factsheets you will now need to use the new fund name.

For further details, factsheets can be viewed online using the links for Pension Funds and Life Funds located towards the top of this webpage. As part of our fund management activity, we regularly review the funds we offer.

Prior to December the SWIS funds were known as the Clerical Medical Investment Solutions CMIS funds. If you already have a Clerical Medical individual pension you can still add to it, but not to the closing fund s , or make changes to how your plan is invested. However, Clerical Medical individual pensions are no longer open to new investors. Regular premiums will continue into the closing fund until it closes and will then automatically transfer to the alternative fund.

The affected funds closed on 24 May We are pleased to introduce our new Premier Pension Portfolio Fund range Premier range , which builds on our well-established original range of Pension Investment Approaches PIA and Governed Investment Strategies GIS lifestyling options and Pension Portfolio Funds.

The differences between our original range and Premier range is all about cost, the number and types of investment we use, and the level of potential return that we believe could be generated.

The Premier Pension Portfolio Funds have higher annual charges than our original versions, but this gives them more scope to potentially generate better returns for broadly similar levels of risk. Our new Premier PIA PPIA and Premier GIS PGIS options have the same structure as our existing, passively-managed PIA and GIS lifestyling propositions:.

Three risk categories Cautious, Balanced, Adventurous and three retirement outcomes Targeting Annuity, Targeting Encashment, Targeting Flexible Access. A glidepath design that gradually 'de-risks' from 15 years to the customer's selected retirement date.

A blend of underlying funds to achieve the selected asset mixes at different stages of lifestyling. In addition to the PPIA and PGIS lifestyling options, our new Premier Pension Portfolio Funds are all available as stand-alone investment choices for individual and corporate pension products.

Full details of our PPIA and PGIS lifestyling options can be found in the Scottish Widows Premier Lifestyling Options guide. For details of the Premier Pension Portfolio Funds as standalone investments, please see the Scottish Widows Premier Pension Portfolio Funds guide. On 23 November we changed a number of our Scottish Widows and Clerical Medical life and pension fund names.

This fund was previously known as the CM Invesco Perpetual Emerging Countries Fund.

The underlying fund, the Invesco Perpetual Emerging Countries Fund, has been renamed as the Invesco Perpetual Global Emerging Markets Fund. This fund was previously known as the CM Newton Global Higher Income Fund.

The underlying fund, the Newton Global Higher Income Fund, has been renamed as the Newton Global Income Fund. This fund was previously known as the SW Newton Global Higher Income Fund. This fund was previously known as the CM Newton Higher Income Fund. The underlying fund, the Newton Higher Income Fund, has been renamed as the Newton UK Income Fund. This fund was previously known as the SW Newton Higher Income Fund.

These funds are no longer available for new investment and we are therefore no longer marketing them to new investors. Fund guides will be updated in due course to reflect the new fund names. On 17 August we changed a number of our Scottish Widows and Clerical Medical life and pension fund names.

Scottish Widows Pensions - FREE Pension Review

The underlying fund, the Fidelity International fund, has been merged into the Fidelity Open World fund. Please note that this fund is not available for new investment. The underlying fund, the Schroder Global Climate Change Fund, has been renamed as the Schroder QEP Global Core Fund.

The underlying fund, the Newton Balanced fund, has been renamed as the Newton Multi-Asset Balanced fund. The underlying fund, the Newton Managed fund, has been renamed as the Newton Multi-Asset Growth fund. The underlying fund, the Newton Phoenix Multi-Asset fund, has been renamed as the Newton Multi-Asset Diversified Return fund. Changes introduced from April allow you greater flexibility in how you can take benefits from your pension pot. Investors in UK pensions now have three ways to use their pension pot at age 55 or above to provide for their retirement.

You could choose one or more of the following:. Scottish Widows has conducted significant customer research and worked with independent research specialists Moody's Analytics to identify how we can help meet our customers' needs in this new pensions environment. We've introduced new options to our existing Pension Investment Approach PIA and Governed Investment Strategy GIS risk categories, to take account of the retirement choices available to you. We now offer three different 'retirement outcomes', designed to prepare your pension investment in its last five years for whichever retirement choice you expect to make.

Investment options

In addition to the original retirement outcome designed for those planning to buy an annuity, we have added a 2nd outcome for those who plan to encash their fund, and a 3rd outcome for customers who will want flexible access and plan to move into a suitable product so they can stay invested. Our PIA and GIS risk categories all work in a similar way: In the earlier years, more of your money is invested in equities to increase the potential for growth.

We then begin to gradually reduce your exposure to risk once you are 15 years from your selected retirement date. Although this has the effect of reducing the potential for growth, it aims to help protect what you've built up during the run-up to your selected retirement date. Until five years from retirement the 'investment glidepath' for your selected risk category is the same, regardless of which.

In the final five years leading up to your selected retirement date your investment will gradually move into one of three carefully selected packages of lower-risk investments.

These are different for each retirement outcome, tailored to suit whichever one you have chosen. The graph below demonstrates how this works, showing a typical 'investment glidepath'. Please note that this graph indicates how the overall level of risk changes at different stages, not the likely performance of an investment.

The value of an investment is not guaranteed and may go up and down depending on investment performance and currency exchange rates where a fund invests overseas. You may get back less than your original investment.

In addition any income from shares in an OEIC or ISA fund can go down as well as up. Past performance is not a reliable indicator of future results. Skip to content Jump to home page Jump to site map Jump to complaints procedure Jump to terms and conditions Jump to feedback form. Toggle navigation Menu Scottish Widows. Contact us Register Log in. Home Funds Fund Charges. Check fund prices for: Pension funds Fund prices for all Scottish Widows pension fund series and existing customers invested in Halifax pension products.

Life funds These life funds are available to existing customers who are already invested in either a Scottish Widows life product or a Halifax life product. OEIC and ISA funds These OEIC and ISA funds are available to existing customers who already hold shares in the funds listed, including Halifax OEIC and ISA customers.

Investment Strategies Explained

Clerical Medical For information on Clerical Medical funds and prices please visit the Clerical Medical website. Fund charges Check Total Annual Fund Charges for the Scottish Widows Pension Funds and Life Funds For our OEIC and ISA fund charges, please refer to the relevant Key Investor Information Document KIID. Fund updates Monthly investment update: Changes to our funds Change to Scottish Widows Consensus Fund: The old and new fund aims are as follows: Old Aim New Aim The fund aims to achieve long-term growth by investing in a balanced portfolio of UK and overseas shares, fixed-interest stocks, index-linked stocks and cash deposits.

New funds launched on the Scottish Widows fund range: Fund Name Investment Approach SW Allianz European Equity Dividend Fund Adventurous SW Artemis US Select Fund Adventurous SW Aviva Investors High Yield Bond Fund Progressive SW Aviva Investors Multi-Strategy 'AIMS' Target Income Fund Balanced SW Aviva Investors Strategic Bond Fund Balanced SW Baillie Gifford Multi Asset Growth Fund Balanced Scottish Widows Fundamental Index Emerging Markets Equity Fund Specialist Scottish Widows Fundamental Index Global Equity Fund Adventurous Scottish Widows Fundamental Index UK Equity Fund Adventurous Scottish Widows Fundamental Low Volatility Index Emerging Markets Equity Fund Specialist Scottish Widows Fundamental Low Volatility Index Global Equity Fund Adventurous Scottish Widows Fundamental Low Volatility Index UK Equity Fund Adventurous SW Insight Global Absolute Return Fund Balanced SW Investec Diversified Growth Fund Balanced SW Liontrust UK Smaller Companies Fund Adventurous SW Nordea 1-GBP Diversified Return Fund Progressive SW Payden Absolute Return Bond Fund Balanced SW Royal London UK Equity Income Fund Adventurous SW Threadneedle UK Social Bond Fund Cautious SW Veritas Asian Fund Specialist SW Woodford Equity Income Fund Adventurous.

Important updates on Scottish Widows Property funds: The updated position on funds in our range is as follows: In early September we removed FVAs from all our funds which invest in property.

Changes to some Scottish Widows and Clerical Medical fund names: Fund name changes On 15 August we changed a number of our Scottish Widows and Clerical Medical life and pension fund names.

The changes are as follows: Old fund name for both life and pension versions of the fund New fund name from 15 August Further information SW Schroder Global Property Securities Fund SW Schroder Global Real Estate Securities Fund The underlying fund, the Schroder Global Property Securities Fund, has been renamed as the Schroder Global Real Estate Securities Fund.

CM Schroder Global Property Securities Fund CM Schroder Global Real Estate Securities Fund The underlying fund, the Schroder Global Property Securities Fund, has been renamed as the Schroder Global Real Estate Securities Fund.

SW Fidelity South East Asia SW Fidelity Asia The underlying fund, the Fidelity South East Asia Fund, has been renamed as the Fidelity Asia Fund. CM Fidelity South East Asia CM Fidelity Asia The underlying fund, the Fidelity South East Asia Fund, has been renamed as the Fidelity Asia Fund. CM Invesco Perpetual UK Aggressive Fund CM Invesco Perpetual UK Focus Fund The underlying fund, the Invesco Perpetual UK Aggressive Fund, has been renamed as the Invesco Perpetual UK Focus Fund.

SW Artemis UK Growth SW Artemis UK Select The underlying fund, the Artemis UK Growth Fund, has been renamed as the Artemis UK Select Fund. Closures — selected SWIS Life funds and Clerical Medical Pension funds. The following funds closed to new business on 19 February Scottish Widows Investment Solutions SWIS Life funds: SWIS European Special Situations SWIS US Strategic SWIS Target Income SWIS Emerging Markets Focus SWIS European Focus SWIS Far East Focus SWIS Japanese Focus SWIS UK Focus SWIS UK High Income SWIS UK Smaller Companies Alpha SWIS UK Strategic SWIS US Focus SWIS European Strategic Please note: Clerical Medical Pension funds: European Special Situations US Strategic Target Income Emerging Market Focus European Focus Far East Focus Japanese Focus UK Focus UK High Income UK Smaller Companies Alpha UK Strategic US Focus European Strategic Please note: Scottish Widows pension funds are not affected.

Launch of Premier Pension Portfolio Funds: Our new Premier PIA PPIA and Premier GIS PGIS options have the same structure as our existing, passively-managed PIA and GIS lifestyling propositions: Old fund name for both life and pension versions of the fund New fund name from 23 November Further information CM Invesco Perpetual Emerging Countries Life and Pension Funds CM Invesco Perpetual Global Emerging Markets Life and Pension Funds This fund was previously known as the CM Invesco Perpetual Emerging Countries Fund.

CM Newton Global Higher Income Life and Pension Funds CM Newton Global Income Life and Pension Funds Further information: SW Newton Global Higher Income Pension Fund SW Newton Global Income Pension Fund This fund was previously known as the SW Newton Global Higher Income Fund. CM Newton Higher Income Life and Pension Funds CM Newton UK Income Life and Pension Funds This fund was previously known as the CM Newton Higher Income Fund.

SW Newton Higher Income Life and Pension Funds SW Newton UK Income Life and Pension Funds This fund was previously known as the SW Newton Higher Income Fund. Funds closing to new business only on 23 November SW Investec American Life and Pension Funds SW Jupiter Undervalued Assets Life and Pension Funds Further information: Old fund name for both life and pension versions of the fund New fund name from 17 August Further information SW Investec Global Free Enterprise SW Investec Global Strategic Equity The underlying fund, the Investec Global Free Enterprise Fund, has been renamed as the Investec Global Strategic Equity Fund.

SW Fidelity International SW Fidelity Open World The underlying fund, the Fidelity International fund, has been merged into the Fidelity Open World fund. CM Schroder Global Climate Change CM Schroder QEP Global Core The underlying fund, the Schroder Global Climate Change Fund, has been renamed as the Schroder QEP Global Core Fund. CM Newton Balanced CM Newton Multi-Asset Balanced The underlying fund, the Newton Balanced fund, has been renamed as the Newton Multi-Asset Balanced fund.

CM Newton Managed CM Newton Multi-Asset Growth The underlying fund, the Newton Managed fund, has been renamed as the Newton Multi-Asset Growth fund. CM Newton Phoenix CM Newton Multi-Asset Diversified Return The underlying fund, the Newton Phoenix Multi-Asset fund, has been renamed as the Newton Multi-Asset Diversified Return fund.

Important changes to Scottish Widows Pension Investment Approaches and Governed Investment Strategies as a result of new pension freedoms introduced in April Background Changes introduced from April allow you greater flexibility in how you can take benefits from your pension pot. You could choose one or more of the following: What are we changing? This means that you have two selections to make when you make your investment choice: The level of risk you are comfortable with — Adventurous, Balanced or Cautious The type of retirement outcome you currently believe you will want when you retire — Targeting Annuity, Targeting Encashment or Targeting Flexible Access.

The table below shows the new options in full: Adventurous risk category Balanced risk category Cautious risk category Adventurous Targeting Annuity Balanced Targeting Annuity Cautious Targeting Annuity Adventurous Targeting Encashment Balanced Targeting Encashment Cautious Targeting Encashment Adventurous Targeting Flexible Access Balanced Targeting Flexible Access Cautious Targeting Flexible Access.

Please note that not all of our funds are available for every product or contract. Contact Us Contact Us. General enquiry Make a claim Make a complaint Existing customer centre.

Fund prices Find a financial adviser. About Us About Us. About Scottish Widows Personal Employer Adviser Scottish Widows Bank Lloyds Banking Group Careers. Cookies Legal Information Accessibility Sitemap. SW Allianz European Equity Dividend Fund. SW Aviva Investors High Yield Bond Fund. SW Aviva Investors Multi-Strategy 'AIMS' Target Income Fund.

SW Aviva Investors Strategic Bond Fund. SW Baillie Gifford Multi Asset Growth Fund. Scottish Widows Fundamental Index Emerging Markets Equity Fund. Scottish Widows Fundamental Index Global Equity Fund. Scottish Widows Fundamental Index UK Equity Fund. Scottish Widows Fundamental Low Volatility Index Emerging Markets Equity Fund. Scottish Widows Fundamental Low Volatility Index Global Equity Fund.

Scottish Widows Fundamental Low Volatility Index UK Equity Fund. SW Nordea 1-GBP Diversified Return Fund. SW Schroder Global Property Securities Fund. SW Schroder Global Real Estate Securities Fund. CM Schroder Global Property Securities Fund. CM Schroder Global Real Estate Securities Fund. SW Fidelity South East Asia.

CM Fidelity South East Asia. CM Invesco Perpetual UK Aggressive Fund. CM Invesco Perpetual UK Focus Fund. SW Artemis UK Growth. SW Artemis UK Select. The underlying fund, the Artemis UK Growth Fund, has been renamed as the Artemis UK Select Fund. CM Invesco Perpetual Emerging Countries Life and Pension Funds. CM Invesco Perpetual Global Emerging Markets Life and Pension Funds. CM Newton Global Higher Income Life and Pension Funds.

CM Newton Global Income Life and Pension Funds. SW Newton Global Higher Income Pension Fund. SW Newton Global Income Pension Fund. CM Newton Higher Income Life and Pension Funds. CM Newton UK Income Life and Pension Funds. SW Newton Higher Income Life and Pension Funds. SW Newton UK Income Life and Pension Funds.

SW Investec Global Free Enterprise. SW Investec Global Strategic Equity. The underlying fund, the Investec Global Free Enterprise Fund, has been renamed as the Investec Global Strategic Equity Fund.

Pension planning

SW Fidelity Open World. CM Schroder Global Climate Change. CM Schroder QEP Global Core. CM Newton Multi-Asset Balanced. CM Newton Multi-Asset Growth. CM Newton Multi-Asset Diversified Return. Adventurous Targeting Flexible Access.

Balanced Targeting Flexible Access. Cautious Targeting Flexible Access.